Todd is an expert in his craft. We’d be honored to provide a dollar value for a variety of needs. Some of which are detailed in our frequently asked questions below.
Why do I need current appraisals for my jewelry?
By far, the most important reason is for insurance purposes. Over the years, the value of your jewelry and gemstones can fluctuate greatly. If your last appraisal is over two years old it may be out-of-date and, as a result, your jewelry could be insured for less than its replacement value. That means you risk a substantial financial loss if your jewelry is lost, stolen or damaged.
For your protection, we recommend you have your jewelry appraised every two years. we’ll will provide you with accurate appraisal reports based on current market values so you can obtain adequate insurance coverage. You may also want to determine the value or authenticity of your jewelry for estate and tax purposes, divorce settlements, donations, and loans.
I have homeowner’s insurance. If I lose my jewelry, am I automatically covered?
You are not covered for loss or damage unless you have your jewelry appraised and scheduled separately. We’ll carefully document and photograph your jewelry piece-by-piece so you can have it properly scheduled.
What is included in a jewelry appraisal?
Each appraisal includes complete laboratory testing of your jewelry and an appraisal report for your records. The report contains such information as:
- the content and weight of precious metals;
- a detailed description of diamonds and gemstones (carat weight, cut, clarity, color, measurements, proportion, and finish);
- a photograph;
- the appraised value of your jewelry.
Do I have to leave my jewelry with you to have it appraised?
We will gladly appraise your jewelry with an appointment. Your jewelry will never leave our store. We also respect your privacy; all appraisals are strictly confidential.